Invest Instead of Leasing

This calculator shows how many months of investing are needed to accumulate capital whose return can cover the monthly car payment. You can compare whether investing for a period is more beneficial than leasing immediately.

Calculate
%
%
(capital whose return covers the monthly payment)
(Finite horizon)

Results

Required capital:
¤0.00
(capital whose return covers the monthly payment)
Monthly return (net):
0.0000%
Months to goal:
0

Invest instead of leasing

We compare saving/investing as an alternative to taking a lease payment. Time and returns can match or exceed the benefit of driving a new car now.

When it makes sense

  • When your annual mileage is low and depreciation is steep.
  • When you can achieve a stable market return.
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