Inputs
Enter realistic parameters. The analysis period equals the mortgage term. Rent is optional.
Disclaimer: This is educational information, not financial advice. Results are estimates based on your inputs.
Results
Monthly mortgage payment
969.36
Property net worth at term
375,480.65
Investment value (after tax)
1,011,305.20
Better option: Investing
Net worth over time
Details
- Property market value (end) 523,444.48
- Remaining loan balance 0.00
- Cumulative net rent cash flow -87,963.83
- Total property expenses paid 97,253.76
- Total invested (basis) 350,807.39
- Investment gains (pre-tax) 733,886.45
How to decide between buying and investing
This tool compares all-in property economics (mortgage, taxes, insurance, maintenance, rent and appreciation) versus investing the same capital and monthly cash flow in an index fund.